Owning your own home has long been recognized as a form of asset-based welfare in policy terms. Historic growth in home ownership and house priceshas advanced the assumption that housing equity fulfils a welfarefunction by acting as a store of wealth or even a reserve of cash. However, as Richard Ronald argues, a clear consequence of this policy has been to widen the gap between rich and poor families, as well as between young and old, with access tohousing and housing wealth becoming a critical dimension of social inequality, especially since the last financial crisis.Continue reading What Ever Happened to Home Ownership and Asset-based Welfare? →
An extended version of this post was originally published on 3 November 2016 on the blog of the School for Policy Studies at the University of Bristol. The original post is available at http://policystudies.blogs.ilrt.org/.
Alex Marsh, Chair of the Policy & Politics Management Board and also Professor of Public Policy at the University of Bristol and a leading academic on housing, anticipates some consequences of Monday’s roll out of the Coalition’s policy to lower the cap on benefits. It doesn’t make optimistic reading…
Undermining needs-based social security We are about to see one of the welfare policies of the late, only occasionally lamented Coalition government bear particularly ugly fruit. Next Monday the process of lowering the Overall Benefit Cap (OBC) from £26,000 per year begins. Over the coming months the policy will be rolled out across the country, with the cap being reduced to £20,000 outside London and £23,000 in London. Continue reading Undermining needs-based social security→
We all know that living on a low income is a daily challenge.
It’s not just about carefully planning the week’s spending—and deciding what things to do without—but it is a balancing act to deal with unexpected expenses: a medical emergency, a debt to be repaid or an extra cost for a child’s school trip.
And there is no point at which someone waves a magic wand and says here’s money that will clear your debts and allow you to patch up the fabric of your life. Most people won’t inherit money or be given a lump sum when they reach retirement age. Continue reading A Fair Economy is About More than Just Cash→
Over the festive period, spare a thought for the 1% lowest earners in the UK. Read on if you care…
The Conservatives won a narrow majority in May 2015. The result shocked a London based commentariat. This was hardly surprising as the Capital swung to Labour and London remains where life’s winners congregate, a place from where losers must be expelled. It was life’s losers who did not turn out to vote for the main alternative on offer, a watered-down version of Conservative austerity being sold to them by Ed Miliband. We were then told that the Labour Party did not appeal enough to those who were aspirational and wanted more, including people who wanted more largely irrespective of who had to have less. But perhaps fear and fantasy greatly appealed too, an eighth of the English electorate voted for the UK Independence party (UKIP).
Below is the text of the talk I just gave at the Policy & Politics conference in Bristol (England). As you can see, I was very conscious of the audience, which I was not quite sure I had a handle on, but which turned out, I think, to be a group of people who think a lot about government and policy, but do so very critically and intelligently. So my message, that we need to get serious about thinking democracy without the State, was in a sense a message “from beyond,” but one they were able to hear and engage with, even if they did not fully accept it. Also important to know is that the theme of the conference was “Democracy, Inequality, and Power.”
[The paragraphs in brackets were part of the talk, but they were offered as asides. Those with a “***SKIP***” tag were in fact left out.]
DEMOCRACY AGAINST, BEYOND, AND WITHOUT THE STATE
When you find yourself on a list of plenary speakers like this one, in which all the others have really deep track records of academic achievement, you ask yourself what the heck you are doing here and what you can contribute. I don’t have their record, I am not a social scientist, I don’t study inequality, I am not even British.
I guess what I am issomeone who has thought about and written some on democracy, on the idea and practices of democracy. So I thought what I would do today is offer a contribution along those lines. What I plan to do, we’ll see how it goes, is to introduce into the conference what I anticipate will be a minor current of thought. Continue reading Democracy without the State, by Mark Purcell→
Based on his plenary session at the 2015 Policy & Politics conference on why social inequalities persist, Danny Dorling talked to Policy & Politics about the persistence of growing inequalities in the UK. Drawing on multiple sources of evidence, he suggests causal links with depleting mental health in the young, the increased use of anti-depressent drugs, and high rates of infant deaths than in similar affluent countries, sketching a narrative of the insidious potential social consequences for our society in a hundred years’ time…
Listen to his compelling call to action and the consequences of ignoring it…
by Tessa Coombes, guest blogger for P&P conference 2015
The second day of the conference started with an excellent presentation from Prof. Kate Pickett, from the University of York. Kate co-authored the influential book “The Spirit Level” which provided evidence to illustrate how almost everything is affected not by how wealthy a society is but how equal it is. The book was written at a time when inequality was not being discussed, and even now, whilst it is indeed the subject of much more debate on an international stage, it is still only rhetoric, and we are still waiting for this to translate into real action.
There are some shocking statistics that illustrate the level of the challenge we face across the globe, such as the one used by Oxfam – the 85 richest people on the planet have the same wealth as 3.5 billion of the poorest people – illustrating a truly grotesque level of inequality. But, as Kate pointed out, we need to remember that these are not just meaningless, abstract numbers, they represent real human suffering and have real impacts. Continue reading The human cost of inequality→